Top 6 Most Affordable Health Insurance Scheme you can Choose for your Family in United States

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Getting quite easy and affordable health insurance for you and your family is now easy in United states, according to Fortunly platform, these are the top 6 best health insurance schemes you can get at an affordable price around United States. 

1. Kaiser Permanente

Top on the list is, Kaiser Permanent health in insurance, which is a nonprofit company that easily ranks among the best health insurance options on the market, provided that you live within its limited area of coverage. With high consumer satisfaction, a variety of plans and a top-of-the-line platform, it is an especially good choice for senior citizens.

Thier Pricing Plan

The rates at Kaiser are generally below the industry average, especially for non-smokers and people 55 or older. If you are living in one of the states that the company services and falls within the right age group, it might very well be the best option available right now.

There are, of course, plenty of other factors that influence the cost of your policy, but overall you should expect to pay less than with some of the other insurance providers. 

For customers who are dedicated to a healthy lifestyle, Kaiser Permanente offers a ChooseHealthy program that provides you with hundreds of discounts on various fitness, wellness, and entertainment activities. This allows you to save a lot of money on gym membership, snowboarding lift tickets, live theater, and weight loss programs.
Book your plan with them here

2. Cigna

Cigna was formed in 1982, but its roots as a global provider of health services go further back in time. The corporation is the product of a merger between two of the oldest private health insurance companies, INA and CG, which have been operational since 1792 and 1865, respectively.

Today, Cigna employs over 70,000 people around the globe and has a massive annual revenue of more than $160 billion, putting all those invaluable centuries of experience to good use. But how does it do against the best that the industry has to offer in 2022? Let’s take a look.

Their Pricing Plan

The quotes offered at Cigna fall somewhere in the lower-to-average range but will still vary a fair bit depending on your location and other factors.

For example, a 21-year old on the Cigna Connect 7150 plan in Illinois will pay only $268 a month, but someone who is 60 or older and wants a higher-tier Cigna Connect 1000 plan will have to fork out as much as $968 for insurance premiums each month.
Book for your own plan through their website 

Getting a quote from Cigna is relatively quick and easy compared to most other medical insurance companies, requiring only a zip code and other basic information.

3. Humana

Founded in 1961, Humana is one of the biggest health insurance companies in the US. It offers health insurance services in all 50 states and has a network of over one million physicians. Moreover, the insurer is well-known for its pharmacy service that allows fast and secure mail-order prescriptions.

The main advantage of this insurer is the Medicare coverage and very affordable starting plans. Humana’s plans are generally much more affordable than most others.
Book your plan with them here (though their website is broken and not going for now) 

Their Pricing Plan 

Humana offers below-average premiums for health insurance plans. It is probably one of the most affordable insurers in the US. Of course, the amount of money you have to pay depends on various factors, including your area and the type of coverage you have need. The insurer offers HMO, PPO, and PFFS plans.

4. Blue Cross Blue Shield 

Blue Cross Blue Shield (BCBS) is one of the US's largest and most prominent health insurance companies. Founded in 1982 when two industry veterans, Blue Shield and Blue Cross merged, this carrier now serves over 107 million Americans across all 50 states. With a third of the population enrolled in its plans and a vast network, BCBS is a strong candidate for the list of top health insurers in 2022.

Their Pricing Plan 

BCBS generally has slightly higher than average rates, but health insurance quotes do vary depending on a number of standard variables, such as your chosen state and level of insurance. For example, in Illinois, premiums range from $389 to $565, but in Michigan, you can get health insurance for as low as $273 per month.
You can get to them through their BCBS official website

5. United Healthcare (UHC) 

UnitedHealthcare (UHC) is the largest healthcare insurer in the world, with a revenue of over $285 billion in 2021 and 26.5 million customers across the globe. UHC is part of the United HealthGroup, which includes over 100 subsidiary companies and specializes in providing medical insurance plans for the elderly and underprivileged members of the community.

Their Pricing Plan 

UHC has slightly above-average premiums for health insurance policies, but it is not the priciest option available. Still, there are dramatic variances in quotes depending on a number of factors like geographic location and customer requirements.

For example, average monthly premiums in New York can range between $483 and $1,618 depending on the size of your deductible and other factors such as the age and health bill of those insured.
Reach them through their official website link here

6. Aetna

Aetna is one of the oldest and most recognizable brands in the insurance industry. The company was founded way back in 1853 and has since expanded to cover all 50 states. Financially stable and with a range of healthcare providers in its network, it is considered by many to be an excellent healthcare insurance provider. But 2022 is ushering in a highly competitive era for the industry, raising questions about Aetna’s ability to keep up with the times. Let’s find out how well the company is doing these days. 

Their Pricing Plan 

When it comes to pricing, it varies depending on several factors, including age and state of residency. There are also different pricing options, depending on whether you want a PPO or an HMO plan. One minor annoyance with this medical insurance provider is that the quote process is not as streamlined as with other companies offering similar services.

You can check them out by going through their website Aetna official website

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